Hands holding a wad of money bills with a notebook and pen visible

How to Get A Pay Raise Without Asking Your Boss!

How would you like a pay raise without asking your boss for a raise?  Prior to the 1980s, if you worked for a company, your company likely paid into a defined pension plan for you. This worked well since this offered a fixed amount of income from the time you […]

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Image of credit cards sticking out of denim back pocket by TheDigitalWay from Pixabay

Want To Improve Your Credit Rating?

Why do you keep hearing about credit ratings and how important those scores are?  In the same way that companies and even governments are rated on how likely they are to pay back money loaned to them, individuals are also rated by their risk to lenders.  In corporations, the rating […]

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Image of woman working on laptop by Andrew Neel on Pexels

Check Fraud Scams Are Fleecing Young People

In this post I will focus on check fraud scams and for a reason you might not think.  When we think of scams, we tend to think about trying to give older adults the tools they need to avoid being the victim. In fact, in the Tri-Tips newsletter a scam is […]

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Photo of money in envelope courtesy Viktor Hanacek

Teaching Children About Money Management

Money.  It’s a topic that is often difficult to discuss because we tend to not want to talk about our income and expenses with people.  Children are people too, but this is not an area where you want to open up the household books to them right away. Money Management […]

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Image of room of furnishings by Mikes-Photography from Pixabay

Your Parent’s Furnishings Are Worth What!?

In another post, I talked about downsizing while you or your parents are still able. As baby boomer’s parents (and boomers themselves) start to downsize, the question becomes what to do with all the furniture that has to go? Can you get any money by selling those furnishings? The realistic […]

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gold bars representing lost money

How to Find Lost Money – For Free

Do you remember every financial account you’ve had over the years?  Have you moved around a fair amount?  Surprisingly, someone might want to give you some lost money back, but they don’t know how to find you!  Seriously, that’s the case with money or property in accounts where the institution […]

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How Good Are You at Spotting Any Scam?

Pre-Paid Cards One technique that is used that should be a red flag is any payment method that is immediate such as wiring money or the use of pre-paid cards of some type. If someone calls and threatens you with arrest but wants you to buy a pre-paid card to […]

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Image of person writing in book by StockSnap from Pixabay

Being Fair to the Children With Your Possessions

As we age, we seem to accumulate more and more “stuff.”  One problem that can occur when someone passes away is what to do with the personal possessions.  What happens if more than one child wants the same thing?  Many families have gone through difficult struggles and fights about the […]

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man writing reports

Are You Prepared to Leave This World?

Nobody really wants to think about what happens after they die, but those left behind will have to deal with what is left (after all, you cannot take it with you)! I know that none of us want to think about these situations but the time to think about these […]

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