Have you been named to be an Executor (or Executrix) in someone’s Will? If so, do you have any idea of what you’ve signed up for? At a high level, you probably know that it means going through all of the deceased’s worldly possessions and distributing them the way they wanted. But it is more than that. I’ll let a fictional friend, Sandra, describe her experience of being an Executrix for a cousin. Prepare The […]

As we parent our children, we only have so much time to spend with them. And we all want them to turn out well as independent adults once they leave home and set out on their own. It makes sense to spend time with children on the topics that will make them good adults later in life. One of those areas that can make a big difference is teaching about money management. Financial Literacy Improves […]

Now that we are beyond the most difficult days of Covid, we have returned to a level of living that looks more like the days before Covid than the past two years. At that time, I was recommending that people handle money management by having an Emergency Fund, tracking Income and Expenses to see how to live in a way that leaves some money left over at the end of the month, and encouraging Investment […]

The game between fraudsters and credit card issuers is a cat and mouse game. Just as fast as merchants put something in place to dissuade fraud with their cards, the fraudsters come up with a way to defeat them. One of the struggles is online purchasing because the card doesn’t actually have to be present to make a purchase. All that is needed is the credit card number, expiration date, and security code from the […]

Do you deal with money in your household? Have you ever found yourself at odds with a family member or partner when it comes to money? Has that tension seemed like it started when you got together? There is more to the use of money than just what appears on the surface. Why You Spend And Earn Money The Way You Do In the same way personality and habits are developed over your lifetime, earning […]

The Inflation Reduction Act recently passed by Congress is being touted as government working to reduce the rate of inflation that has spiked in 2021 and 2022. I’ll leave it to the politicians to go into the details of how this will or won’t help with bringing inflation down. One of the benefits of this Act is that it will raise more funds than the expenditures it authorizes with the result that the national debt […]

Our lives seem to be so busy these days. One source that keeps us busy is dealing with both postal mail and email inboxes. It may not be getting so much from friends, but instead from businesses and spammers. Here are a few ways to help clean things up. Postal Junk Mail Credit Card Offers If you don’t want to get credit card offers in the mail, then you can go to https://OptOutPrescreen.com and provide […]

Coordination Apps When it is more than just you helping to care for someone, a major issue becomes how to keep track of who said they would do what and when. Scheduling people for needs is another aspect of the coordination. Applications have been developed to help with the coordination of all of these tasks. These can be helpful both with long-term caregiving, as well as for short-term when someone perhaps is in recovery/rehabilitation from […]

Inflation. The big “I” word that everyone is hearing about this year. A large portion of our population has not experienced high inflation, since the last time the rate of inflation was this high was back in the 1970s and 1980s. What Does It Mean? Although I’ll have another blog post that goes into more of the economic ideas behind inflation, the important concept is to understand that with a high inflation rate, it takes […]